{"query": "The time value of money — compound interest", "count": 20, "results": [{"id": "card_econ_time_value", "title": "The time value of money — compound interest", "shelf": "codex", "surface": "secular", "snippet": "A dollar now is worth more than a dollar later: compound interest grows it (sealed on the economics stick), present value discounts it back, and the rule of 72 estimates the doubling time. The arithme", "authority_tier": "engine_derived", "source": "Narrow Highway — economics", "readable": false, "generated": false}, {"id": "card_theory_dalton_s_atomic_theory", "title": "Dalton's atomic theory", "shelf": "theories", "surface": "secular", "snippet": "Dalton's atomic theory — an engine domain that can touch it: chemistry. Calibration: partial — mass ratios verify. Matter is made of indivisible atoms; all atoms of an element share a mass; compounds ", "authority_tier": "reference", "source": "The Theory Assay — calibrated, not judged (docs/THEORY_CATALOG.md)", "readable": false, "generated": false}, {"id": "card_theory_organic_chemistry", "title": "Organic chemistry & functional groups (why life is built on carbon)", "shelf": "theories", "surface": "secular", "snippet": "Organic chemistry & functional groups (why life is built on carbon) — an engine domain that can touch it: chemistry. Calibration: seals — formulae, molar masses and isomer counts compute. Carbon forms", "authority_tier": "reference", "source": "The Theory Assay — calibrated, not judged (docs/THEORY_CATALOG.md)", "readable": false, "generated": false}, {"id": "card_theory_explore_exploit", "title": "Explore versus exploit (the multi-armed bandit)", "shelf": "theories", "surface": "secular", "snippet": "Explore versus exploit (the multi-armed bandit) — an engine domain that can touch it: operations_research. Calibration: map-only — regret bounds are asymptotic; specific policies compute. When you mus", "authority_tier": "reference", "source": "The Theory Assay — calibrated, not judged (docs/THEORY_CATALOG.md)", "readable": false, "generated": false}, {"id": "card_theory_time_value_of_money_discounting", "title": "Time value of money & discounting", "shelf": "theories", "surface": "secular", "snippet": "Time value of money & discounting — an engine domain that can touch it: finance. Calibration: seals — present value, annuities and amortisation compute exactly. A pound today is worth more than a poun", "authority_tier": "reference", "source": "The Theory Assay — calibrated, not judged (docs/THEORY_CATALOG.md)", "readable": false, "generated": false}, {"id": "card_n_f69fb7c82462", "title": "The counter-pattern — when persecution grows what force cannot", "shelf": "science", "surface": "secular", "snippet": "There are universal patterns — natural law among them: the same moral precepts recur\nacross Babylonian, Egyptian, Chinese, Greek, and Hebrew sources (C.S. Lewis catalogued them as\n'the Tao'; Paul call", "authority_tier": "engine_derived", "source": "Concordance assay — 2026-07-09", "readable": false, "generated": false}, {"id": "card_herb_herb_thyme", "title": "Thyme — the apothecary", "shelf": "apothecary", "surface": "secular", "snippet": "Thyme (Thymus vulgaris)\n\nThyme has mixed evidence for cough/bronchitis support. Thymol is genuinely antimicrobial in vitro. Don't substitute for medical care in serious infections.\n\nPARTS USED\n  · lea", "authority_tier": "reference", "source": "Apothecary monograph — tradition recorded, evidence marked as found", "readable": false, "generated": false}, {"id": "card_src_fed_nasa_techdoc_19660004844", "title": "Chemical thermodynamics in nonferrous metallurgy. Volume III - Thermodynamics of tungsten, molybdenum, titanium, zirconium, niobium, and tantalum and of their more important compou", "shelf": "science", "surface": "secular", "snippet": "Chemical thermodynamics in nonferrous metallurgy. Volume III - Thermodynamics of tungsten, molybdenum, titanium, zirconium, niobium, and tantalum and of their more important compounds. A United States", "authority_tier": "reference", "source": "NASA technical documents (PD, 17 USC 105)", "readable": true, "generated": false}, {"id": "card_alm_connection_independence_multiplies_information_adds", "title": "Almanac: Independence multiplies probability but adds information", "shelf": "almanac", "surface": "secular", "snippet": "SITUATION\n  Flip two fair coins. The probability verifier confirmed that independent events MULTIPLY: P(A and B) = 0.5 x 0.5 = 0.25. The information_theory verifier confirmed that one fair coin carrie", "authority_tier": "reference", "source": "The Almanac — verified-only practical wisdom (sealed)", "readable": false, "generated": false}, {"id": "card_n_b1fe0fcce85f", "title": "Chinese characters — radicals and phonetic parts", "shelf": "science", "surface": "secular", "snippet": "Even a 'pictographic' script decomposes: ~80% of Chinese characters are phono-semantic\ncompounds — a RADICAL giving the meaning-domain plus a phonetic part hinting the sound. The\nwater radical (氵) mar", "authority_tier": "engine_derived", "source": "Concordance assay — 2026-07-09", "readable": false, "generated": false}, {"id": "card_floor_economics", "title": "Economics — minds that choose, meeting scarcity", "shelf": "codex", "surface": "secular", "snippet": "The social rung: minds that choose, meeting scarcity. Scarcity and choice (incentives), the time value of money (compound interest, present value), markets and prices (supply, demand, elasticity), and", "authority_tier": "engine_derived", "source": "Narrow Highway — economics", "readable": false, "generated": false}, {"id": "card_span_221d149a4cff", "title": "The best known sulphur soaps contain anywhere from one to 20 per cent", "shelf": "practical", "surface": "secular", "snippet": "character.  Possibly  the  best  method  of  arranging  these \nsoaps  is  briefly  to  outline  some  medicinal  soaps. \n\nSULl’HUR  SOAPS. \n\nThe  best  known  sulphur  soaps  contain  anywhere  from \n", "authority_tier": "primary_pd", "source": "Soap Making Manual", "readable": true, "generated": false}, {"id": "card_n_30396c2ab5a0", "title": "Morphology — every language has a codon table", "shelf": "science", "surface": "secular", "snippet": "Words are not atoms; they are BUILT from meaning-parts (morphemes) and can be taken apart\nand reassembled — exactly the break-down/rebuild of the genetic code. A finite set of parts\ngenerates unlimite", "authority_tier": "engine_derived", "source": "Concordance assay — 2026-07-09", "readable": false, "generated": false}, {"id": "card_c_49411cccab5a", "title": "Logarithms — multiplication made addition, a ↔ Diode — the exponential gate", "shelf": "connections", "surface": null, "snippet": "the capacitor's RC clock, radioactive decay, compound interest, the diode's curve all rise by multiplying; the logarithm brings them back by adding.  — a concord the card itself states; mined + verifi", "authority_tier": "engine_derived", "source": "Concordance miner — 2026-07-11", "readable": false, "generated": false}, {"id": "card_src_etym_catalysis", "title": "catalysis", "shelf": "etymology", "surface": "secular", "snippet": "catalysis: etymology (Webster 1913) — n.: [ML., fr. Gr. 1. Dissolution; degeneration; decay. (R.) Sad catalysis and declension of piety. Evelyn. 2. (Chem.) (a) A process by which reaction occurs in th", "authority_tier": "reference", "source": "Webster's Revised Unabridged Dictionary (1913), Project Gutenberg eBook #29765 — public domain", "readable": true, "generated": false}, {"id": "card_src_openstax_contemporary_mathematics_6_4_compound_interest_a6d2afc0", "title": "6.4 Compound Interest — Contemporary Mathematics", "shelf": "reference", "surface": "secular", "snippet": "6.4\n\nCompound Interest\n\nFigure\n6.6\n\nThe impact of compound interest (credit: \"English Money\" by Images Money/Flickr, CC BY 2.0)\n\nLearning Objectives\n\nAfter completing this section, you should be able ", "authority_tier": "reference", "source": "OpenStax: Contemporary Mathematics (CC-BY 4.0)", "readable": false, "generated": false}, {"id": "card_src_openstax_principles_finance_2e_review_questions_27cc69b2", "title": "Review Questions — Principles of Finance 2e", "shelf": "reference", "surface": "secular", "snippet": "Review Questions\n\n1\n.\n\nAll other things being the same, would you prefer a bank account that compounds interest quarterly or one that compounds interest semiannually?\n\n2\n.\n\nBriefly describe the concep", "authority_tier": "reference", "source": "OpenStax: Principles of Finance 2e (CC-BY 4.0)", "readable": false, "generated": false}, {"id": "card_src_openstax_principles_finance_review_questions_97da6bc3", "title": "Review Questions — Principles of Finance", "shelf": "reference", "surface": "secular", "snippet": "Review Questions\n\n1\n.\n\nAll other things being the same, would you prefer a bank account that compounds interest quarterly or one that compounds interest semiannually?\n\n2\n.\n\nBriefly describe the concep", "authority_tier": "reference", "source": "OpenStax: Principles of Finance (CC-BY 4.0)", "readable": false, "generated": false}, {"id": "card_domchk_finance_claimed_future_value", "title": "Finance: future value", "shelf": "finance", "surface": "secular", "snippet": "A worked check in finance: future value.\n\nGIVEN\n  assets = 1000\n  compounding_per_year = 12\n  equity = 400\n  liabilities = 600\n  principal = 1000\n  pv_periods = 1\n  rate = 0.05\n  tolerance = 0.01\n  ye", "authority_tier": "reference", "source": "The verifier's own documented relation, and a run this engine performed against it (deterministic; re-runnable with tools/domain_goldens.py)", "readable": false, "generated": false}, {"id": "card_calc_v_economics_compound_interest", "title": "Compound interest", "shelf": "calculations", "surface": "secular", "snippet": "Compound interest — economics. Formula: A = P (1+r/n)^(nt). Canonical FORM: growth (y = y0 e^(+kt)) — engine verifier economics.compound_interest — the deterministic check the concordance runs. Same f", "authority_tier": "reference", "source": "The Calculation Map — every calculation, mapped by form", "readable": false, "generated": false}], "house": {"door": "FIND", "kind": "cards", "trail": "results", "seal": null, "next_step": {"do": "open the top card", "door": "FIND", "tool": "card_get", "params": {"id": "card_econ_time_value"}}, "ends": "a verdict or a card · the trail · a seal · one next step"}}